Don’t Have Insurance Coverage for Mental Health? Open Enrollment Has Begun

Nov 13, 2017

On Nov. 1, started its annual enrollment period for health insurance. If you don’t have coverage or you just need to renew your plan, make time to review your health plan options before Dec. 15.

All health plans offered through must cover mental health and substance use services at the same level as other health conditions. However, some plans offer better benefits than others, so review your options carefully.

An important note is that 8 out of 10 people who sign up on qualify for financial help, which can lower your monthly premiums by about $50 to $100.

How should you choose your health plan?

Whether choosing insurance for the first time or reevaluating your current plan, here are some things to keep in mind:

Don’t wait to get health insurance.

This year, the enrollment period is just a few weeks. Take action by December 15. Don’t risk not having health and mental health coverage in 2018. The penalty for not maintaining health insurance in 2018 is $695 or 2% of your income.

Signing up for new coverage or renewing your plan takes as little as 10 minutes. Get started now by going to


NAMI HelpLine is available M-F, 10 a.m. – 10 p.m. ET. Call 800-950-6264,
text “helpline” to 62640, or chat online. In a crisis, call or text 988 (24/7).