Nov 2, 2020

Nov. 1st began the annual enrollment period to get health insurance. If you don’t have health insurance, or you need to renew your plan, make time to review your health plan options before open enrollment ends on Dec. 15th.

Some companies advertise health plans that don’t cover mental health or substance use care or may deny coverage for pre-existing conditions. One way to make sure you have mental health coverage in 2021 is to visit All health plans on must cover mental health and substance use services at the same level as other health conditions.

Some plans on offer better options than others, so review the plans carefully. Additionally, 7 out of 10 people who sign up on qualify for financial help – finding plans with monthly premiums at $75 or less.

Whether choosing insurance for the first time or reevaluating your current plan, keep these factors in mind:

For extra help, you can contact the Marketplace Call Center or connect with local resources in your community to guide you through the process.

Take action by Dec. 15 to get coverage Jan. 1, 2021. Don’t risk not having health and mental health coverage in 2021.

NAMI HelpLine is available M-F, 10 a.m. – 10 p.m. ET. Call 800-950-6264,
text “helpline” to 62640, or chat online. In a crisis, call or text 988 (24/7).